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Health Care Facts: Why We Need Health Care Reform

Details: The Health Care System Cost Americans around 3 Trillion Dollars in 2014 and is Growing Every Year. Is ObamaCare Enough? Health Care Facts: health care reform is a good first step towards fixing our health care system. The health care facts show ObamaCare, while an effective program in many respects, isn’t enough to reform the 3 trillion dollar US healthcare industry.

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Obama Health Care Bill

Details: Obama Health Care Bill: Health Insurance Exchanges. One of the biggest changes that President Obama’s health care bill makes to the current health care system is the creation of “health insurance exchanges”. These are online marketplaces where Americans can shop for insurance at competitive rates.

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ObamaCare Health Insurance Rules, Regulations and Standards

Details: Fair Health Insurance Premiums. Health insurance issuers in the individual and small group markets would only be allowed to vary premiums based on age (within a 3:1 ratio for adults), tobacco use (within a 1.5:1 ratio and subject to wellness program requirements in the small group market), family size, and geography.

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Fixed Benefit Health Insurance - Obamacare Facts

Details: Fixed Benefit Health Insurance and ObamaCare. Fixed benefit health insurance, or indemnity insurance, is not ObamaCare compliant and is not the same as major medical plans sold on the marketplace. Fixed benefit plans are sold by private companies and pay a specific amount each time you see a doctor or go to a hospital.

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Affordable Healthcare - Obamacare Facts

Details: Affordable Health Care and the Affordable Care Act. The Affordable Care Act (not the Affordable Healthcare Act) is the US healthcare reform law. The law makes healthcare and health insurance more affordable and more available to more Americans. The Affordable Care Act, like the name suggests, seeks to make health insurance more affordable.

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Health Insurance Deductible - Obamacare Facts

Details: Your health insurance deductible is the amount you have to pay out-of-pocket for covered services before your insurance begins to pay. It doesn’t include premiums or costs that aren’t covered by your plan. Once you meet your deductible, your plan will pay its share of your coinsurance.

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Qualified Health Plan - Obamacare Facts

Details: Under the Affordable Care Act (ObamaCare), a Qualified Health Plan (QHP) is a health plan certified by the marketplace to meet new benefit and cost sharing standards. Qualified Health Plans include all the metal plans sold on the marketplace and count as minimum essential coverage.

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What Percentage of Premium Must Employer Pay? - Obamacare

Details: Find your state’s official Health Insurance Marketplace or use the Federal Marketplace HealthCare.Gov. Open enrollment for 2021 health plans started November 1, 2020 and ended December 15, 2020 in most states. During open enrollment you can apply for cost assistance, change plans, and enroll in a plan.

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ObamaCare Individual Mandate

Details: ObamaCare's individual mandate had required most Americans obtain and maintain health insurance, or an exemption, each month or pay a tax penalty. However, the fee has been reduced to $0 on a federal level starting in 2019. That said, some states have their own mandate/fee for 2019 forward.

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How Long is the Employer Waiting Period for Health

Details: The waiting period for health insurance through an employer is a maximum of 90 days. The exact waiting period is at the discretion of the employer. Coverage only has to be offered to full-time employees under the Affordable Care Act's employer mandate.

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ObamaCare Tax: Full List of ObamaCare Taxes

Details: • The majority of Americans without health insurance were primarily be affected by the Individual Mandate (the requirement to buy health insurance), the Employer Mandate (the requirement for large employers to insure full-time employees), and Tax Credits, (which reduce premium costs for individuals, families, and small businesses). In other

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2021 ObamaCare Eligibility Chart and Subsidy Calculator

Details: Find your state’s official Health Insurance Marketplace or use the Federal Marketplace HealthCare.Gov. Open enrollment for 2021 health plans started November 1, 2020 and ended December 15, 2020 in most states. During open enrollment you can apply for cost assistance, change plans, and enroll in a plan.

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What Do I Do for Health Insurance if I Lost my Job

Details: Now they have health insurance, but the copayment is so high, they can’t afford to go to the doctor. Reply. Mary on August 30, 2016. Does the 60 day period start the day of the loss of a job, or the last day of medical coverage (which usually is at the end of that month)? Reply.

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Health Insurance Copay (Copayment) - Obamacare Facts

Details: In health insurance a copay (copayment) is a fixed amount you pay for covered services, typically when you get the service. Copays differ from coinsurance (the percentage you pay for covered services, usually after reaching your deductible). Each plan treats copays and coinsurance differently, so it’s important to understand if your plan

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Can I Drop My Dependent From Employer Coverage

Details: Find your state’s official Health Insurance Marketplace or use the Federal Marketplace HealthCare.Gov. Open enrollment for 2021 health plans started November 1, 2020 and ended December 15, 2020 in most states. During open enrollment you can apply for cost assistance, change plans, and enroll in a plan.

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Are Health Insurance Costs Based on Taxable or Gross

Details: Find your state’s official Health Insurance Marketplace or use the Federal Marketplace HealthCare.Gov. Open enrollment for 2021 health plans started November 1, 2020 and ended December 15, 2020 in most states. During open enrollment you can apply for cost assistance, change plans, and enroll in a plan.

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Did the ACA Lead to High Medical Costs? - Obamacare Facts

Details: The health care economy is creating extraordinary profits for insurance companies, entrepreneurs, and medical companies. At the same time, the insurance products available to many of us have become increasingly costly, and consumers must pay out-of-pocket for a significant portion of their medical expenses.

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I Work 30 Hours a Week, Am I Full-time for Health

Details: Find your state’s official Health Insurance Marketplace or use the Federal Marketplace HealthCare.Gov. Open enrollment for 2021 health plans started November 1, 2020 and ended December 15, 2020 in most states. During open enrollment you can apply for cost assistance, change plans, and enroll in a plan.

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RomneyCare: What is RomneyCare?

Details: “RomneyCare” is the nick name for MA health care reform enacted as Chapter 58 of the Acts of 2006 of the Massachusetts General Court; its long form title is An Act Providing Access to Affordable, Quality, Accountable Health Care. RomneyCare Sounds Like ObamaCare. Yes, ironically RomneyCare and ObamaCare are very similar pieces of legislation.

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Do I Lose Deductible When I Switch Health Plans

Details: Find your state’s official Health Insurance Marketplace or use the Federal Marketplace HealthCare.Gov. Open enrollment for 2021 health plans started November 1, 2020 and ended December 15, 2020 in most states. During open enrollment you can apply for cost assistance, change plans, and enroll in a plan.

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What is the Maximum Income for Obamacare for 2020 – 2021?

Details: Find your state’s official Health Insurance Marketplace or use the Federal Marketplace HealthCare.Gov. Open enrollment for 2021 health plans started November 1, 2020 and ended December 15, 2020 in most states. During open enrollment you can apply for cost assistance, change plans, and enroll in a plan.

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TN Visa Health Insurance and Penalty? - Obamacare Facts

Details: During my school years I always had health insurance, which the school always took care of, but starting this year I didn’t get it because I thought it wasn’t require. I’m in the process of renewing my TN2 visa and I’m concerned that not having health insurance during the months that I was eligible for it would affect the process.

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Advanced Tax Credit Repayment Limits - Obamacare Facts

Details: Find your state’s official Health Insurance Marketplace or use the Federal Marketplace HealthCare.Gov. Open enrollment for 2021 health plans started November 1, 2020 and ended December 15, 2020 in most states. During open enrollment you can apply for cost assistance, change plans, and enroll in a plan.

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Health Insurance Coinsurance - Obamacare Facts

Details: In health insurance, coinsurance is your share of costs of the allowed amount for a covered service after you reach your deductible. Coinsurance is different from a copay which is a fixed dollar amount for services and is not typically dependent on meeting your deductible.

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How Do Student Loans Affect Health Insurance Under the ACA

Details: Find your state’s official Health Insurance Marketplace or use the Federal Marketplace HealthCare.Gov. Open enrollment for 2021 health plans started November 1, 2020 and ended December 15, 2020 in most states. During open enrollment you can apply for cost assistance, change plans, and enroll in a plan.

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Health Insurance Premium and Cost Sharing Explanation

Details: Health Insurance Out-of-Pocket Maximum: The maximum dollar amount you can pay in out-of-pocket costs each calendar year before all in-network services are covered, the plan may also cover out-of-network services at a % after your maximum his hit. Typically there is a different maximum for in-network and out-of-network.

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Do I Qualify for Subsidies if Spouse Has Medicare

Details: Find your state’s official Health Insurance Marketplace or use the Federal Marketplace HealthCare.Gov. Open enrollment for 2021 health plans started November 1, 2020 and ended December 15, 2020 in most states. During open enrollment you can apply for cost assistance, change plans, and enroll in a plan.

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My Employer Offers a Plan, But I Have Marketplace Coverage

Details: Health coverage for everyone doesn’t help anyone if they can’t AFFORD it. fyi I’m in illinois. And can you please explain the 9.5% of employee gross income is the max a premium should be? Reply. SEF on March 9, 2018. My following question does not appear to be explicitly addressed here or elsewhere on this site.

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Just Got out of Prison, How Do I Get Health Insurance

Details: Find your state’s official Health Insurance Marketplace or use the Federal Marketplace HealthCare.Gov. Open enrollment for 2021 health plans started November 1, 2020 and ended December 15, 2020 in most states. During open enrollment you can apply for cost assistance, change plans, and enroll in a plan.

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ObamaCare Implant: ObamaCare Microchip RFID Myth

Details: Find your state’s official Health Insurance Marketplace or use the Federal Marketplace HealthCare.Gov. Open enrollment for 2021 health plans started November 1, 2020 and ended December 15, 2020 in most states. During open enrollment you can apply for cost assistance, change plans, and enroll in a plan.

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Coverage by a Guardian of a Minor Child, What are the

Details: Find your state’s official Health Insurance Marketplace or use the Federal Marketplace HealthCare.Gov. Open enrollment for 2021 health plans started November 1, 2020 and ended December 15, 2020 in most states. During open enrollment you can apply for cost assistance, change plans, and enroll in a plan.

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Both Spouses Have Employer Coverage, What are the Rules

Details: Find your state’s official Health Insurance Marketplace or use the Federal Marketplace HealthCare.Gov. Open enrollment for 2021 health plans started November 1, 2020 and ended December 15, 2020 in most states. During open enrollment you can apply for cost assistance, change plans, and enroll in a plan.

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Denial of Health Insurance Due to Preexisting Conditions

Details: Find your state’s official Health Insurance Marketplace or use the Federal Marketplace HealthCare.Gov. Open enrollment for 2021 health plans started November 1, 2020 and ended December 15, 2020 in most states. During open enrollment you can apply for cost assistance, change plans, and enroll in a plan.

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How Before-Tax and After-Tax Contributions Affect Subsides

Details: In short these means Traditional IRA’s, Traditional 401(k)s, Health Savings Accounts, pre-taxed employer benefits, and other pre-tax or tax deductible contributions can lower your health insurance premium and out-of-pocket health insurance costs (and potentially qualify you for a number of other assistance programs).

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Adding a Dependent to a Family Plan Outside of Open

Details: Find your state’s official Health Insurance Marketplace or use the Federal Marketplace HealthCare.Gov. Open enrollment for 2021 health plans started November 1, 2020 and ended December 15, 2020 in most states. During open enrollment you can apply for cost assistance, change plans, and enroll in a plan.

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What Do I Do When Coverage Lapses - Obamacare Facts

Details: Find your state’s official Health Insurance Marketplace or use the Federal Marketplace HealthCare.Gov. Open enrollment for 2021 health plans started November 1, 2020 and ended December 15, 2020 in most states. During open enrollment you can apply for cost assistance, change plans, and enroll in a plan.

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Can An Employer Only Offer Coverage to Some Employees

Details: Find your state’s official Health Insurance Marketplace or use the Federal Marketplace HealthCare.Gov. Open enrollment for 2021 health plans started November 1, 2020 and ended December 15, 2020 in most states. During open enrollment you can apply for cost assistance, change plans, and enroll in a plan.

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What is Covered by Wellness Visit Under ObamaCare

Details: Find your state’s official Health Insurance Marketplace or use the Federal Marketplace HealthCare.Gov. Open enrollment for 2021 health plans started November 1, 2020 and ended December 15, 2020 in most states. During open enrollment you can apply for cost assistance, change plans, and enroll in a plan.

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Can a Grandchild Be Covered Under a Family Health Plan

Details: Find your state’s official Health Insurance Marketplace or use the Federal Marketplace HealthCare.Gov. Open enrollment for 2021 health plans started November 1, 2020 and ended December 15, 2020 in most states. During open enrollment you can apply for cost assistance, change plans, and enroll in a plan.

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Do Capital Gains From Home Sale Affect - Obamacare Facts

Details: Find your state’s official Health Insurance Marketplace or use the Federal Marketplace HealthCare.Gov. Open enrollment for 2021 health plans started November 1, 2020 and ended December 15, 2020 in most states. During open enrollment you can apply for cost assistance, change plans, and enroll in a plan.

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Can I Get Reinstated After Non-Payment of Premiums

Details: My health insurance was cancelled because apparently the payment for my part of the insurance, although it came from the same place as one of my family members, went through a day or two late from what the woman on the phone had described to me. I’m without health insurance now and my family member has theirs.

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Can I Continue COBRA After Getting Another Job

Details: Find your state’s official Health Insurance Marketplace or use the Federal Marketplace HealthCare.Gov. Open enrollment for 2021 health plans started November 1, 2020 and ended December 15, 2020 in most states. During open enrollment you can apply for cost assistance, change plans, and enroll in a plan.

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Do I Have to Renew My Health Plan Annually? - Obamacare Facts

Details: Health Alliance and the Illinois Marketplace do not take responsibility for the change of policy as of Jan 2015. I feel there is a major flaw in the system . My hope is that you may be able to help me get some answers. Answer. You'll need to renew your health plan each year,

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What Do I Do If I Projected the Wrong Income for ObamaCare?

Details: Find your state’s official Health Insurance Marketplace or use the Federal Marketplace HealthCare.Gov. Open enrollment for 2021 health plans started November 1, 2020 and ended December 15, 2020 in most states. During open enrollment you can apply for cost assistance, change plans, and enroll in a plan.

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Do Retirement Account Withdrawals Affect ObamaCare

Details: Find your state’s official Health Insurance Marketplace or use the Federal Marketplace HealthCare.Gov. Open enrollment for 2021 health plans started November 1, 2020 and ended December 15, 2020 in most states. During open enrollment you can apply for cost assistance, change plans, and enroll in a plan.

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How Can Someone With No Income Get Health Insurance

Details: Mental health in my state is terrible (Louisiana),and unless your shot or been in a car wreck ect.. You will be treated poorly and will get no or very little treatment. Usually told to find a primary care doctor that you can’t afford . A waste of time. Very sad. Poor people didnt get much from this president!

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Why Did My Insurance Premium Go Up? - Obamacare Facts

Details: My health care insurance premiums are being raised 30 % annually for less coverage because Obamacare interferes with the marketplace. It forces Insurers to accept people who they normally wouldn’t have. I do my best to eat healthy and workout so yeah, my health insurance should cost a lot less than someone who smokes and eats McDonald’s

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How Long Do I Have to Get Coverage After 26th Birthday

Details: Find your state’s official Health Insurance Marketplace or use the Federal Marketplace HealthCare.Gov. Open enrollment for 2021 health plans started November 1, 2020 and ended December 15, 2020 in most states. During open enrollment you can apply for cost assistance, change plans, and enroll in a plan.

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Can I Retroactively Get HealthCare Subsidies? - Obamacare

Details: Find your state’s official Health Insurance Marketplace or use the Federal Marketplace HealthCare.Gov. Open enrollment for 2021 health plans started November 1, 2020 and ended December 15, 2020 in most states. During open enrollment you can apply for cost assistance, change plans, and enroll in a plan.

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